Privacy Policy

At 9565-3432 Québec Inc., the protection of your personal information is a responsibility we take seriously. This Privacy Policy outlines how UpLearnCash collects, uses, discloses, and safeguards your personal information when you access or use our digital services and financial education platform (collectively, the "Platform"). Accessing or using the Platform constitutes your acknowledgment of the practices described herein.

Categories of Data We Collect

In providing our current services — financial education content and the associated cashback program — UpLearnCash collects the following categories of personal information:

• Identity & Contact Details: full name, mailing address, phone number, and email address;
• Payment Information: banking or payment details necessary to process the membership fee and disburse the cashback;
• Technical & Access Data: IP address, browser type, and session activity logs;
• Behavioural Data: information about how you navigate and interact with the Platform.

We collect only the personal information that is necessary for the purposes identified below. We do not currently collect credit history, credit scores, or other credit bureau information. Should UpLearnCash introduce a new service requiring the collection of such information in the future, this Privacy Policy will be updated accordingly, and Members will be notified and asked to provide any consent required by law, before such collection begins.

How We Use Your Information

The personal information we collect is used to:

• Evaluate eligibility for, and process, membership registrations;
• Administer the membership, including processing payments and disbursing cashback amounts;
• Personalize your experience and improve the quality of our services;
• Keep you informed of account status and relevant Platform updates;
• Share promotional content where you have consented to receive it (you may opt out at any time);
• Meet our obligations under applicable legal and regulatory requirements.

Sharing of Your Data

UpLearnCash may share your personal data with the following categories of third parties, strictly as necessary for the purposes described above:

• Payment processors, to facilitate and process membership payments and cashback disbursements securely;
• Service providers supporting our platform infrastructure (such as hosting and analytics providers), under contractual obligations to protect your data;
• Legal and governmental authorities, where disclosure is required by law or court order.

UpLearnCash does not sell personal information to third parties. We do not currently share data with credit assessment agencies or credit bureaus.

Data Retention

UpLearnCash retains personal information only for as long as necessary to fulfill the purposes described in this Policy, or as required by applicable law (including applicable tax and corporate recordkeeping requirements). Where a Member's account is closed and no legal retention obligation applies, their personal information will be securely deleted or anonymized within a reasonable period.

Security Measures

UpLearnCash employs technical and organizational security measures designed to protect against unauthorized access, data breaches, loss, or misuse of your personal information, and reviews these measures on an ongoing basis.

Your Rights as a User

Subject to applicable law, you may at any time:

• Access the personal information we hold about you;
• Request correction of inaccurate or outdated information;
• Request deletion of your personal information from our records, subject to our legal retention obligations;
• Withdraw consent to, or opt out of, marketing and promotional communications.

To exercise any of these rights, please contact us using the details below. We will respond to your request within the timeframe required by applicable law.

Privacy Officer

The privacy officer responsible for overseeing compliance with this Policy is UpLearnCash, reachable at the contact information below.

Policy Updates

This Privacy Policy may be revised periodically to reflect changes in our operations, legal obligations, or Platform features, including the introduction of new services. Where a revision involves a new category of personal information or a new purpose for collection, we will notify Members in advance and obtain any consent required by law before the change takes effect. Continued use of the Platform following notice of other, non-material updates constitutes acceptance of the revised Policy.